Bajaj Finserv was formed in April 2007 and since then they are providing millions of users across India various financial services like personal loans, credit card, car insurance, Instant EMI card, gold loan and more. They also provide users with personalized credit health report and loan offers. Users can check their CIBIL score in just 2 minutes which helps them to analyse and understand their credit worthiness. In simple words CIBIL scores a 3-digit number, from 300 to 900 which lenders check to verify the ability of the customer to repay the loan before approving it.